If you require the assistance of a bankruptcy lawyer, Winterbotham Parham Teeple is a Designated Debt Relief Agency under Federal Law and one of the most experienced debt relief law firms in Southern California. Our law firm has been successfully providing debt relief solutions for clients in Victorville and the surrounding areas since 1978.

There are two types of bankruptcy protection available under the United States Bankruptcy Code. Chapter 7 is often the best solution for individuals with excessive debt in relation to income and living expenses. Reform to Federal Law included a provision for a "means test" to determine whether a specific Chapter 7 bankruptcy will be permitted to move forward in bankruptcy court.

Chapter 13 bankruptcy is also known as a debt adjustment plan. This option is often recommended for individuals with enough regular income to make adjusted payments to repay debts over a period of time. Chapter 13 may be advised for curing arrears to stop foreclosure, prevent auto repossession, to protect non exempt assets and for individuals who have filed Chapter 7 bankruptcy within the past eight years.

You can find more bankruptcy information on our website, but consulting with a bankruptcy attorney is the best way to determine which type of bankruptcy protection is the best option for you. The bankruptcy attorneys at Winterbotham Parham Teeple use skillful techniques to ensure your rights are protected under U.S. Law. Please contact our office to schedule an appointment for a free consultation to discuss the best debt relief solutions for consumers in Victorville.